Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
JPB Financial, Financial planning and Investments, Merrimack NH
65 Erik Street • Merrimack, NH
Phone: (888) 878-0584 • Fax: (866) 766-5676


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JPB Financial, Financial Planning Consultants, Merrimack, NH

 

 

 

 

 

 

Investment Advisory services offered through O.N. Investment Management Company. Registered Representative of, and securities offered through, The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242, 513.794.6794. Licensed to sell securities in Maine, Massachusetts and New Hampshire. Licensed to sell insurance and annuity products, including life, disability and long-term care insurance in New Hampshire. Insurance is offered through Jeffery P. Boutin.

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